Medi-Cal Asset Limit Changes

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As of July 1, 2022, a new law in California increased the Medi-Cal asset limit for individuals age 65 and older or persons with disabilities. The asset limit significantly increased from just $2,000 for an individual or $3,000 for couples to $130,000 for individuals and $195,000 for couples. For each additional family member, the asset limit will increase by $65,000.

This increased asset limit allows more applicants to become eligible for Medi-Cal benefits and will allow beneficiaries to retain a greater amount of non-exempt assets and still be eligible for Medi-Cal.

The new asset limits are below:

Household Asset Limits for Non-MAGI Programs as of July 1, 2022


Household size Asset limits
1 person $130,000
2 people $195,000
3 people $260,000
4 people $325,000
5 people $390,000
6 people $455,000
7 people $520,000
8 people $585,000
9 people $650,000
10 people $715,000

Individuals can contact their local county office for additional information or to apply for Medi-Cal. Individuals can also check eligibility online at CoveredCA.com or BenefitsCal.org.

Merced County Human Services Agency: 855-421-6770
Monterey County Department of Social Services: 866-323-1953
Santa Cruz County Human Services Department: 888-421-8080

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